Core
Negative item removal
Collections, charge-offs, late payments, repossessions and bankruptcies, disputed across all three bureaus.
South Florida credit restoration since 2016
Better credit. Brighter opportunities.
We remove negative items, dispute inaccuracies with all three bureaus, and build a clear plan to get you approved for the car, the apartment or the home.
Prefer to talk? Call (888) 755-5360
Free review. No obligation. No upfront fees.
718▲ 194 since you started
300850
Negative items removed7
Hard inquiries removed4
Next dispute round12 days
Example client · results vary
Trusted credit restoration since 2016, FCRA and CROA compliant
Most clients see score changes within 30 to 90 days
We dispute with Equifax, Experian and TransUnion
Get started today
Start with a free credit consultation
- Free review of your 3-bureau report
- Free written game plan for your situation
- No upfront fees and no obligation
Requesting a consultation doesn't affect your credit score. We'll reach out to schedule your review.
You're all set
We received your request and will reach out within one business day. Want to move faster? Complete your full intake now so we can start your review.
Complete my intakeThe process
How we restore your credit
Three steps, repeated in 30-day rounds until you reach your target score.
- 1
Full credit audit
We review your complete 3-bureau report and flag every negative item, inaccuracy and opportunity. You get a written game plan before any work starts.
- 2
Strategic disputes
We send custom dispute letters, goodwill requests, pay-for-delete negotiations and debt validation demands, picking the right approach for each item.
- 3
Score rise and monitoring
As items are corrected or removed, we track results, follow up, and dispute again each round until you hit your target.
What we do
Complete credit restoration
Every report is different, so every plan is built for you after your free consultation.
Late payments
Goodwill letters
Requests to original creditors to remove late payment marks based on your overall payment history.
Most popular
Pay-for-delete
We negotiate with collectors to settle a debt in exchange for deleting the account from your reports.
Quick win
Inquiry removal
Unauthorized or unrecognized hard inquiries are disputed so they stop pulling your score down.
Ongoing
Credit monitoring
3-bureau monitoring tracks your progress and catches new negatives early, so gains stick.
After repair
Credit building plan
A personal roadmap to build and keep strong credit, from secured cards to installment loan strategy.
Real results
What changes after working with us
Negative accounts deleted
Inaccurate collections, late payments and charge-offs removed from all three bureaus.
Better approval odds
Lower interest rates and easier approval for cards, car loans, apartments and mortgages.
Full transparency
You see a detailed game plan before we start, and updates after every round.
Client reviews
What our clients say
"Score Rise Group changed my life. I had 6 collections and multiple late payments. Within 90 days they removed everything and my score jumped over 180 points. I was finally approved for my apartment."
Marcus J.Miami, FL
+182"Professional, transparent, and results-driven. They sent me a full proposal before starting so I knew exactly what to expect. No surprises, just results. Got approved for my first car loan at a great rate."
Tanya W.Orlando, FL
+156"I'd tried other companies before and got nowhere. Score Rise Group is different. They actually communicate, they explain everything, and they deliver. Best investment I've ever made in myself."
David R.Fort Lauderdale, FL
+210"Mike at Score Rise Group restored my credit and helped me get past what was holding my credit back for the last 3 years. Thanks, 5-star service!"
Webb I.Sunrise, FL
Reviews are from real clients, shared with permission. Individual results vary.
Questions
Before you get started
Still unsure? Your free consultation is the easiest way to get answers about your own report.
How long does credit restoration take?
Disputes run in 30-day cycles because that is generally how long the bureaus have to investigate. Most clients see meaningful changes within 30 to 90 days. The total time depends on how many items are on your report and how creditors respond.
How much does it cost?
Every report needs different work, so there is no one-size price. After your free consultation we send a written plan with your cost before anything starts. There are no upfront fees.
Can every negative item be removed?
No one can honestly promise that. Items that are inaccurate, incomplete or can't be verified can be disputed and removed. For accurate items, goodwill letters and pay-for-delete negotiations often work, but the final decision belongs to the creditor.
Will disputing items hurt my score?
No. Filing a dispute does not lower your credit score.
What do I need to get started?
Fill out the short form above or the full intake form. We'll follow up to review your reports and walk you through your plan.
Know someone who needs better credit?
Past clients earn a reward for every friend who becomes a paid client.
Ready to rise?
Join the hundreds of clients who have transformed their credit with Score Rise Group. Your free consultation takes less than 5 minutes.
Get my free consultation
Based in South Florida · Est. 2016